Why was I denied a Klarna Card?

There can be different reasons why you were denied when applying for a Klarna Card.

To be eligible for a Klarna card, you must:

  • Be at least 18 years old
  • Must have paid with Klarna at least once before
  • Have a good credit history

Please note: A credit check will be performed when applying for a Klarna Card, but this will not affect your credit score. If your application is denied due to your current credit score, you’re welcome to apply again in the future.

What can I do?
If you were denied when applying for a Klarna Card you might have the opportunity to sign up on the Klarna Card waitlist. When joining the waitlist, you will receive a notification in the app and via email in the case you become eligible for a Klarna Card in the future.

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Monthly financing through Klarna and One-time card bi-weekly payments with a service fee to shop anywhere in the Klarna App issued by WebBank. Other CA resident loans at select merchants made or arranged pursuant to a California Financing Law license. Copyright © 2005-2023 Klarna Inc. NMLS #1353190, 800 N. High Street Columbus, OH 43215.