Why was I denied a Klarna Card?

There can be different reasons why you were denied when applying for a Klarna Card.

To be eligible for a Klarna card, you must:

  • Be at least 18 years old
  • Must have paid with Klarna at least once before
  • Have a good credit history

Please note: A credit check will be performed when applying for a Klarna Card, but this will not affect your credit score. If your application is denied due to your current credit score, you’re welcome to apply again in the future.

What can I do?
If you were denied when applying for a Klarna Card you might have the opportunity to sign up on the Klarna Card waitlist. When joining the waitlist, you will receive a notification in the app and via email in the case you become eligible for a Klarna Card in the future.

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Monthly financing through Klarna is issued by WebBank, member FDIC. Copyright © 2005-2023 Klarna Inc. NMLS #1353190, 629 N. High Street, Third Floor, Columbus, OH 43215. Other CA resident loans made or arranged pursuant to a California Financing Law license.