To ensure safe spending practices, each new purchase is evaluated by our system to determine approval. This takes into account many different factors, including how long you have been shopping with Klarna and how many purchases that have been made and successfully paid back. Meaning, the longer you have been using our 4 interest free installments feature, and the more orders you have successfully repaid according to your payment schedule, the more likely you will be able to spend more.
Minimum spend is $10.00.
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