Why was the first installment of my payment plan higher?

If your payment plan is approved, but for a higher first installment instead of 4 equal payments, it is because the order amount exceeded your purchase power.

Purchase power is the estimated amount available to spend using Klarna’s pay later products. Your spending limit and any outstanding balances are factored into the purchase power amount.

Good to know: Our Customer Service is not able to increase your spending limit nor has further information about the automated purchase power assessment.

What next?

  • If you would prefer a payment plan of 4 equal payments always ensure the total order amount is within your purchase power
  • If the order amount exceeds either your spending limit, or the estimated purchase power, and you are offered an adjusted payment plan with a higher first installment amount – accept the offer in the checkout

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