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Payments

Stripe.

Flexible payments in minutes. Attract new customers and boost sales with Klarna on Stripe. Your customers get the freedom to buy what they want now and pay over time, while you get paid up front and in full.

Get started fast with Klarna on Stripe.

Stripe is a fully integrated, global payments platform that supports businesses of all sizes. Businesses in the United States and 19 European countries can now accept Klarna with any kind of Stripe integration. Implementing Klarna on Stripe is easy—there’s no additional paperwork for eligible businesses to get started and everything is simpler with a unified payments integration.

No paperwork

Klarna is available out-of-the-box with Stripe. There are no additional onboarding steps to get started.

Faster deployment

Klarna is supported on Stripe’s Payment Intents API, Payment Element, Checkout and Connect. No need to build and manage a separate API, integration patterns, and SLAs.

Unified reporting and payouts

Accept Klarna through a single Stripe integration, simplifying monitoring, reporting, and payouts across payment methods.

27%

increase in conversion.

41%

higher average order value.

36%

increase in purchase frequency.

90M

global customers.

250k

merchants globally.

2M

transactions per day.

Payment methods that boost sales. Available on Stripe.

4 interest-free payments.

Give your customers the freedom to pay interest-free over time. You'll get paid immediately while shoppers get the flexibility they deserve.

Offer up to 36 months to pay.

Give your customers the option to pay over time in monthly payments from 6-36 months.

How it works.

Seamless customer experience.

Flexible UI options.

Start accepting Klarna in minutes by updating a single line of code in Stripe Checkout. Checkout will intelligently surface Klarna to increase conversion. Klarna also works with Stripe Elements and custom-built payment forms.

For platforms.

Through Stripe Connect, platforms and marketplaces can easily distribute Klarna with no work required by merchants or end users.

What's included:

Market availability
See supported countries here.
Payment methods available
4 Installments, Financing. Availability depends on the customer's country—see here.
Integration
Payment Intents API, Payment Element, Checkout and Connect.
Automatic updates
Included.
Klarna Buyer Protection
Included.
Payment confirmation
Immediate.
Reporting
Unified reporting and payouts.
Max payment delay
Standard payout schedule—2 business days. More info here.
Local adaptation
All products are built to be adapted to local preferences and legislations. More international support coming soon.
Refunds
Available.
Marketing
Marketing materials available here.
Disputes
Fraud-related disputes covered.
Pricing
Pay in 4 installments 5.99% + 30¢; Financing 2.99% + 30¢

A well-tailored sales increase.

“Through the Klarna-Stripe partnership, we were able to get up and running quickly with a tailored service that met our needs perfectly.”

— Alex Nazarevich, Ecommerce Director at INDOCHINO

Trusted by the world's most loved brands.

Business of all sizes grow with Stripe + Klarna.

Take the first step to smooth shopping. Add Klarna on Stripe.

Monthly financing through Klarna and One time card bi-weekly payments with a service fee issued by WebBank, member FDIC. Other CA resident loans made or arranged pursuant to a California Financing Law license. Shop anywhere online in the Klarna App. Copyright © 2005-2023 Klarna Inc. NMLS #1353190, 629 N. High Street, Third Floor, Columbus, OH 43215.