Financing
30% higher checkout conversion.
Klarna Financing helps shoppers spread their cost over time and pay at their own pace.
Offer up to 36-months financing to increase your customers purchasing power – allowing them to get the things they want, when they need them.
Give your customers the credit they deserve. And expect a boost in sales performance as a return.
+58%
increased average order value.
+85%
of users say Klarna is a better experience than other online checkouts.
90%
of shoppers were satisfied with their 4 installments experience.
How it works.
Take a look at how Klarna Financing is tailor-made for today’s shoppers – giving them more ways to buy online in your store.
1. Browsing
Shoppers see both the full price of an item and the minimal monthly cost when paying with Financing.
2. At checkout
Your customer selects Financing and completes a simple, one-time application to receive an instant decision without entering their card.
3. On shipment
Your customer easily makes their monthly payments to Klarna online or in our app. You always get paid in full, upfront, even if we don’t.
How we grow your business.
Our channels allow us to communicate with your next customers. We reach and engage millions of shoppers across our app and social channels to drive you traffic. And then we convert them.
4m
4 million uniqe visitors to our Shop Directory every month - the perfect place to promote your store across the globe.
7.8m
7.8 million monthly active users of Klarna’s shopping app - the most downloaded Pay Later app in the world.
50m
50 million social media impressions every month. Our high engagement marketing campaigns tap in to pop culture.
Make it work for you.
Klarna Financing is a perfect fit for your online store. Get up and running in minutes or build your own bespoke integration.
No risk. Just reward.
Selling with Klarna will boost your sales and make running your business easier.
New customers
Klarna refers millions of shoppers to online retailers via in-app promotions.
Upfront payment
You always get paid upfront and in full with any Klarna payment option.
Seller’s Protection
We assume all credit and fraud risk, so you can focus on running a successful business.
Buyer’s Protection
We’ve got your customer’s back. If their order doesn’t arrive, they don’t pay. We take the cost.
Globally compliant
All products are adapted to fit local preferences and legislation.
Dedicated support
24/7 business support with our award-winning service team.
Automatic updates
You’ll always have the latest and greatest version of all Klarna products.