Do fish ever get thirsty?
Klarna helps you stay on top of your money, so you can think about, well, anything else.
Do fish ever get thirsty?
Klarna helps you stay on top of your money, so you can think about, well, anything else.
Trusted by millions worldwide
Your money, in one place
Manage your everyday spending, payments and card together in the app. What you need sits at the top. Everything else, arranged your way.¹ ²
Full toolkit. Zero clutter.
Pay your way, see your spending, earn cashback³, and use a card that works everywhere Visa is accepted.⁴
Pay your way
Manage what you have to pay in the app. Update it with a tap if plans change.
See your spending
Insights live on your app home. Without the homework or switching to another app.
Little wins, built in
Cashback can be added to your balance.⁵ Use it toward your next purchase, in a tap. A coffee here, a takeaway there.
A card that works everywhere
Your Klarna Card lives in the app. Pay anywhere Visa is accepted, and manage it from the app home.⁶

Feel safe every step of the way
Built-in protection⁷ and advanced fraud protection, so your money and data stay safe with every purchase.
Less money noise. More headspace.
The app keeps you on top of your money. Headspace is there when you want more calm, included with Klarna Premium and Max.⁸