We are currently experiencing higher call volumes than usual. We apologize for the longer waiting time for customer support. The answers to our most commonly asked questions can be found below, thank you for your patience.

Does Klarna charge an annual fee?

There is no annual fee for using Klarna. However, some services and payment options can incur additional costs.

There are no fees when you use:

  • The Klarna app
  • Pay in 4
  • Pay now
  • Pay in 30 days

If insufficient payment is received by the due date of the invoice late fees may apply.

There are fees when you use:

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Monthly financing through Klarna is issued by WebBank, member FDIC. Copyright © 2005-2022 Klarna Inc. NMLS #1353190, 629 N. High Street, Third Floor, Columbus, OH 43215. Other CA resident loans made or arranged pursuant to a California Finance Lenders Law license.