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How do Klarna balance automatic top‑ups work?

How do Klarna balance automatic top‑ups work?

Automatic top-ups help keep your Klarna balance funded without you having to think about it. You set the rules, and Klarna will process the top-up based on your preferences.

How to set it up:

  1. 1.
    Go to Wallet → Klarna balance (or open your Klarna Card home)
  2. 2.
    Tap Add money
  3. 3.
    Tap Make it a recurring payment to pick the frequency and day of the week for your automatic top-ups

Once set up, Klarna will attempt to top up your balance according to your schedule, so your Klarna Card is ready whenever you need it.

Tip: Make sure your linked payment method has enough funds on the day of the top-up to avoid failed transactions.

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Monthly financing through Klarna and One-time card bi-weekly payments with a service fee to shop anywhere in the Klarna App issued by WebBank. Other CA resident loans at select merchants made or arranged pursuant to a California Financing Law license. Copyright © 2005-2026 Klarna Inc. NMLS #1353190, 800 N. High Street Columbus, OH 43215. VT Consumers: For WebBank Loan Products (One-Time Cards, Financing, Klarna Card): THIS IS A LOAN SOLICITATION ONLY. KLARNA INC. IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS.