Shop in-store and pay in 4.
In-store shopping with Klarna allows you to purchase IRL, and spread the cost over 4 payments.

You can safely checkout on your own device through the Klarna app with Apple Pay or Google Pay, and manage payments later in the app.
Here's how:

1. Download
Open the Klarna app & click on the "In-store" tab.

2. Search
Search for the retailer you'd like to shop with, and set your budget.

3. Buy
Create a one-time Digital card, add to Apple or Google wallet, and tap to pay.