Travel now, pay later
Travel planning is stressful enough. Klarna gives you flexible ways to pay across every part of your trip — bookings, car rentals, and everyday spending abroad, so you can focus on the next adventure. Whether you're financing travel for a big trip or covering smaller costs along the way, choose how and when you pay, and make every trip easier from start to finish.
Top reasons to use Klarna for travel
Flexible payment options
Split the cost of your trip into four interest-free payments using Klarna's Pay in 4.¹
Global acceptance
The Klarna Card and Klarna Credit Card can be used globally wherever Visa is accepted, both online and in-store.²
No foreign transaction fees
The Klarna Card and Klarna Credit Card do not charge foreign exchange fees when you shop abroad.
Budget control
Manage all your travel spending in the Klarna app for clear, real-time payment tracking.
Estimate your payments
Choose the total amount for a purchase, and see how the costs break down with different payment options.³
Your purchase
$1,000
1 Payment every 2 weeks
Interest-free Pay in 4 payments
6 Monthly Payments⁴
Total Interest at 19.99% APR: $59.11
12 Monthly Payments⁴
Total Interest at 19.99% APR: $111.56
This is an estimate of what your payments could look like and is for illustrative purposes only. It does not constitute a credit offer. Actual costs may vary depending on your credit application and terms.
Travel smarter with flexible payments
Plan your next getaway and choose a payment option that works for you, pay in 4 interest-free payments, in full today, in 30 days, or over time.⁴
Pay in 4
Split your purchase into 4 interest-free payments, paid automatically every 2 weeks. Pay just 25% upfront.¹
Pay in 30 days
Shop now and get the flexibility to pay up to 30 days later, with no late fees or interest when you pay on time. Pay only for what you keep.
Pay over time
Need more time to pay? Simply spread the cost over smaller monthly payments. 3-36 month options are available.
Pay in full today
Pay for what you love right away. Fast and secure with stored cards.
Book now, pay later on your next trip
Unlock more with membership
Earn up to 12% cashback⁵ on trips, accommodations, and experiences when you shop in the Klarna app. Earn even more cashback with a membership⁶, including cashback redeemable for travel points — see what's included below:⁷
Access 1,900+ airport lounges — discounted access with Premium, unlimited with Max
Lost baggage protection — Premium and Max
Medical coverage — Premium and Max
No foreign exchange fees from Klarna — included on every Klarna Card, all tiers
Upgrade in the Klarna app and manage it all in one place.
Frequently asked questions
Klarna lets you split the cost of any trip into flexible payments — choose Pay in 4 for smaller purchases, Pay in 30 days if you need a short delay, or spread larger travel costs over 3-36 months with Pay Over Time. You decide what fits your budget.
Yes. Klarna works across your entire trip — from booking to car rentals, activities, and everyday spending abroad — so you can manage every travel purchase in one place instead of juggling separate payment plans.
No. The Klarna Card and the Klarna Credit Card do not charge foreign transaction fees when you shop abroad, and Pay in 4/Pay in 30 have no interest or late fees when you pay on time.
The Klarna Card and the Klarna Credit Card work everywhere Visa is accepted — online and in-store — with no foreign transaction fees. You can use it for everything from travel bookings before your trip to everyday spending while you're abroad, all tracked in the Klarna app.
Yes. You can use the Klarna app to keep your travel spending organized, get instant purchase notifications, and access exclusive member benefits. You can also earn cashback through our Memberships, even when paying in full.
Klarna lets you spread the cost of your trip and keep more money available for unexpected expenses while you're away. You get the same competitive travel prices, but with flexible payment options that can make budgeting easier.