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Vacation now, pay later

Book your next vacation with an interest-free payment plan.

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Why choose Klarna for stays?

Start traveling on your terms:

  • Book your accommodation now and pay for it later or over time with no added fees when you pay on time.

  • Enjoy peace of mind with built-in buyer protection and strict data protection.¹

  • Track and manage all your travel expenses in one place, all while earning cashback on your travel purchases.

Split the cost of your travel

Look for Klarna at checkout and choose to pay in 4 interest-free payments or over time with financing.² Don’t see Klarna at checkout? Book your stay by using Apple Pay³ or a one-time card⁴ in the Klarna app.

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How to book

Book your next stay with Klarna, whether at a hotel, via Airbnb, or through a travel agency's site, or directly in the app, and manage your travel expenses with flexibility.

At the airline's checkout

At the booking site's checkout

Look for Klarna at checkout and choose your preferred payment method.

In the Klarna app

In the Klarna app

Find and book stays directly in the Klarna app, choose to pay later or over time, and earn up to 12% cashback.

With a one-time card

With a one-time card

If Klarna is not available at checkout, create a one-time card and use it at the booking site's checkout or in the app for secure and flexible payments.

With Apple Pay

With Apple Pay

Pay over time on Apple Pay at your favorite booking site online or in app, on iPhone or iPad.

With the Klarna Card

With the Klarna Card

Book your stay with your Klarna Card at any booking site where Visa is accepted and choose to pay later or over time.

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Klarna Credit Card

Say bye to foreign exchange fees

Use the Klarna Credit Card to book your stays and enjoy no foreign transaction fees on cross-border multi-currency purchases. Make the Klarna Credit Card your travel companion and focus on the adventure ahead.

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Travelers love Klarna

111+ million people love to shop and pay with Klarna anywhere—rated 4+ on Trustpilot.

Customer reviews reflect their personal experience and opinion. Showing our 5-star reviews.

Frequently asked questions

Klarna has partnered with a wide range of booking websites like Expedia, Airbnb, Booking.com, Hotels.com, or agoda.com, where you can pay later by clicking on the Klarna pink badge at checkout.
You can also use Klarna to book now and pay later at other popular booking sites where Klarna is not offered at checkout, such as Hilton, Marriott Bonvoy, KAYAK, and Choice Hotels by creating a one-time card in the Klarna app or paying with Klarna on Apple Pay when shopping online or in app, on iPhone or iPad.

You can use Klarna's Pay in 4, Pay Over Time, Pay in 30 days or Pay in full options to book and manage your stays flexibly.

If you miss a payment, Klarna will send reminders and may charge a late fee. It's important to contact Klarna's customer service to discuss your options.

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Ready to check in with Klarna?

Book your stay now and enjoy the freedom to pay later with Klarna's flexible options.

¹ Exclusions apply. Learn more at https://www.klarna.com/us/buyer-protection/.
² Monthly financing through Klarna issued by WebBank.
CA resident loans made or arranged pursuant to a California Financing Law license. NMLS # 1353190.
³ Klarna on Apple Pay is available in-store on iPhone and online or in apps on iPhone or iPad. Software requirements apply.
Use Klarna with a service fee between $1.29–$5.99, issued by WebBank. For example: a $248 purchase with a $62 down payment and a $4.99 service fee results in a 35.68% APR, followed by three additional biweekly payments of $62 (total repayment: $252.99). Subject to credit approval; minimum 25% down payment required. A higher initial payment may be required for some consumers. Other CA resident loans made or arranged pursuant to a California Financing Law license. NMLS # 1353190.
⁴ One Time Card biweekly payments with a service fee between $1.29–$5.99, issued by WebBank. For example: a $248 purchase with a $62 down payment and a $4.99 service fee results in a 35.68% APR, followed by three additional biweekly payments of $62 (total repayment: $252.99). Subject to credit approval; minimum 25% down payment required. A higher initial payment may be required for some consumers.
⁵ Klarna Cashback Rewards are awarded as points which can be redeemed for a credit to your Klarna balance and other benefits. Earn cashback on Klarna App purchases. Klarna balance account required to receive cashback. Cashback issuance depends on store approval and may be affected by cookie settings, combining offers, product exclusions, or other factors beyond our control. Limitations, terms, and conditions apply.
⁶ The Klarna Credit Card is issued by WebBank pursuant to a license from Visa U.S.A. Inc. *A 28.99% APR applies to all moved or split transactions. For purchases of $30 or more, Klarna Credit Card users can convert purchases to Pay in 4 within 12 hours of the transaction. The first payment is due immediately, with the remaining payments every two weeks over six weeks—interest-free. Pay in 4 is issued by Klarna Inc. CA resident loans are made or arranged pursuant to a California Financing Law License. NMLS #1353190.

Monthly financing through Klarna and One-time card bi-weekly payments with a service fee to shop anywhere in the Klarna App issued by WebBank. Other CA resident loans at select merchants made or arranged pursuant to a California Financing Law license. Copyright © 2005-2026 Klarna Inc. NMLS #1353190, 800 N. High Street Columbus, OH 43215. VT Consumers: For WebBank Loan Products (One-Time Cards, Financing, Klarna Card): THIS IS A LOAN SOLICITATION ONLY. KLARNA INC. IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS.