Let customers shop and pay instantly.
Increase sales by offering a secure way to pay all at once.
Give your customers the choice to pay immediately and in full, with the same seamless payment experience they love from Klarna. Make buying effortless and see how your business will grow as a result.
Gen Z and Millennials
higher purchase frequency
How does it work?
1. At checkout
At checkout, the customer selects Klarna as their payment method.
2. Select Pay now
Customers can choose to pay how they like, whether for the full cost at once, or over time.
3. Review payment details
Customers review the purchase, and can save their preferred payment option as a favorite for faster checkout the next time they shop with Klarna.
Getting up and running with Klarna is easy. We quickly integrate with your existing technology platforms and payment partners. Need a custom solution? We can do that, too.
Details about Pay now.
Let's get down to the nitty-gritty. All you need to know is right here.
US, UK, Denmark, Finland, Germany, Norway & Sweden; coming soon to other markets.
Debit and credit (Mastercard and Visa)
Users can choose from multiple stored cards and faster checkout with prefilled details
No credit assessment required; rejections only for ineligible cards, insufficient funds, or suspected fraud
Users can check their order details, status and report problems and returns in the Klarna app
Payment period starts
When an order is shipped
Number of payments
Klarna seller protection
Klarna seller protection
Direct integration via
Max payment delay
3 business days after order is shipped
Standard term of agreement
We have more solutions and payment methods that might interest you. Read more about how and where you can sell with Klarna.
Pay in 4 Installments
4 interest-free payments.
Give shoppers the freedom to spread the cost interest-free over time. You get paid immediately and shoppers get a flexible plan.
Pay in 30 days
Offer an extra 30 days to pay.
Let your customers try before they buy by offering an extra 30 days to complete their payment. No fees.
Offer up to 24 months to pay.
Give your customers the flexible option to buy now and spread the cost with monthly payments.
A quick-pay button that adds convenience to the shopping journey.
Boost conversion and give your customers the speedy VIP treatment they deserve.
Choose your language and region
Klarna is available around the world with a variable offering, choose one that suits you best.
Monthly financing through Klarna and One-time card bi-weekly payments with a service fee to shop anywhere in the Klarna App issued by WebBank. Other CA resident loans at select merchants made or arranged pursuant to a California Financing Law license. Copyright © 2005-2023 Klarna Inc. NMLS #1353190, 800 N. High Street Columbus, OH 43215. VT Consumers: For WebBank Loan Products (One-Time Cards in the Klarna App, Financing, Klarna Card): THIS IS A LOAN SOLICITATION ONLY. KLARNA INC. IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS.