
Pay now
Let customers shop and pay instantly.
Increase sales by offering a secure way to pay all at once.
Give your customers the choice to pay immediately and in full, with the same seamless payment experience they love from Klarna. Make buying effortless and see how your business will grow as a result.
25M
US Shoppers
70%
Gen Z and Millennials
45%
higher purchase frequency
Boost your business with a high frequency payment option.
Boost your conversion rate by allowing your customers to pay in full instantly and let them earn rewards for every dollar spent. Plus, all their purchases are covered by Klarna’s Buyer protection.
Increase conversion rate:
Pay now puts your customers in full control over their expenses by letting them complete secure payments in seconds with no redirects or unnecessary hurdles.
Risk-free fulfillment:
Fulfilling the order is risk-free for you. Klarna assumes the full credit and fraud risk, while you're paid upfront.
Increase customer loyalty:
Pay now keeps customers' information safe and secure wherever they shop. They can have the full coverage of Klarna in their pocket with every purchase (Buyer protection, rewards, etc).
How does it work?

1. At checkout
At checkout, the customer selects Klarna as their payment method.

2. Select Pay now
Customers can choose to pay how they like, whether for the full cost at once, or over time.

3. Review payment details
Customers review the purchase, and can save their preferred payment option as a favorite for faster checkout the next time they shop with Klarna.