Pay in 30 days
Let customers try before they buy.
Offer your customers extra confidence to shop when they place their orders and pay in 30 days — after they've already tried, and come to love, your products.
The world’s top brands are using Pay in 30 Days to increase sales.
Pay in 30 days gives your customers the online shopping freedom of paying up to 30 days later without interest or any upfront fees. You’ll get happier returning customers. And a boost in sales.
23%
increase in average order value with Klarna’s Pay in 30 days.
47%
increase in order frequency compared to shoppers paying by card.
How Pay in 30 days works.
On the product page, your customers learn that they can pay for their order after receiving it.
1. At checkout
With simple top-of-mind information, the purchase is completed within seconds. No upfront payment required.
2. On shipment
The order is activated by the retailer and the customer’s payment period starts. Klarna pays you (the retailer) upfront and in full. We'll take care of collecting the rest from the shopper.
3. Post-purchase
Your shopper gets a clear overview of their purchases in the Klarna app and can easily manage their orders or make new ones.
Press
Klarna x H&M.
We’ve started boosting e-commerce and loyalty for H&M.
Details about Pay in 30 days.
Let’s get down to the nitty-gritty. All you need to know is right here.
Service
Market availability
US, UK, DE, NL, SE, NO, FI, DK
Show/hide function
Included
Payment period starts
When order is shipped
Number of payments
1 payment
Payment term
30 days
Consumer APR
0% — no interest
Consumer fees
No upfront fees
Payments made
Manually paid online or in app
Zero-fraud liability
Included
Klarna seller protection
Included
Integration
E-commerce platforms
Direct integration via
Javascript and RestAPI
Auto updates
Included
Dev resources
Partnership
Max payment delay
3 business days after order is shipped
Standard term of agreement
36 months
Cost/ Pricing model
Up to 0.30 USD + 5.99% per transaction
See legal terms