Pay in 30 days

Boost shopper satisfaction by 90%.

Klarna payment methods increase sales for America’s biggest brands.

Paying after delivery lets your customers try before they buy, with no interest or added fees.

Give your customers a frictionless shopping experience. One-click payments makes it easier than ever to complete a purchase.
 
And by giving your customers the online shopping freedom of trying before buying, you’ll get happier customers and increased sales.

+15%

increase in average order value.

+20%

increase in shopper’s purchase frequency vs card.

90%

of shoppers were satisfed with their pay later experience.

How it works.

Pay in 30 days is designed to make shopping easier for your customers.

Browsing

Your customers learn that they can pay for their order after having received it.

Checkout

With simple top-of-mind info, the purchase is completed within seconds.

On shipment

The order is activated by the retailer and the customer’s payment period starts.

Simplicity

When choosing the free Pay in 30 days option at checkout, there’s no need for customers to remember long or complex bank or card details.

  • Returning customers are recognized and information is pre-filled, enabling that true one-click experience.
  • Customers new to Klarna only need to fill in some top-of-mind personal information. Great for shopping on-the-go.

Post-purchase experience

Whether you’re a retailer or a shopper, we’ve got your back. We take full fraud and credit risk for sellers, while giving full protection to buyers. We also put the control in the hands of customers with the Klarna app – gathering all orders in a single place. Through the app, your customers can manage their purchases, choose payment methods, chat with customer service 24/7, and even report returns. Two days before payment is due, we’ll send a friendly reminder for a hassle-free experience.

Making purchasing decisions can be tough. Pay in 30 days gives your customers a chance to evaluate if the order is exactly what they’re looking for. By offering more ways to buy, you will increase the number of completed purchases.

90%

of shoppers were satisfied with their Pay later experience.

85%

of Klarna users say Pay later is a better experience than other online checkouts.

How we grow your business.

Our channels allow us to communicate with your next customers. We reach and engage millions of shoppers across our app and social channels to drive you traffic. And then we convert them.

4m

4 million uniqe visitors to our Shop Directory every month - the perfect place to promote your store across the globe.

7.8m

7.8 million monthly active users of Klarna’s shopping app - the most downloaded Pay Later app in the world.

50m

50 million social media impressions every month. Our high engagement marketing campaigns tap in to pop culture.

Make it work for you.

Klarna Pay in 30 days is a perfect fit for your online store. Get up and running in minutes or build your own bespoke integration.

Start selling with Shopify

Add the power to Pay Later to your Shopify store with a quick and simple integration of payment methods that best suit your business.

Start selling with WooCommerce

WooCommerce and Klarna are perfect partners for turning your WordPress site in to a smoooth shopping experience.

Platforms & integrations

Our services have been pre-integrated into most e-commerce platforms out there. Getting started is just a click away.

Developers

With our simple integration guidelines and API documentation, you can integrate with us directly, no matter your setup.

No risk. Just reward.

Selling with Klarna will boost your sales and make running your business easier.

New customers

Klarna refers millions of shoppers to online retailers via in-app promotions.

Upfront payment

You always get paid upfront and in full with any Klarna payment option.

Seller’s Protection

We assume all credit and fraud risk, so you can focus on running a successful business.

Buyer’s Protection

We’ve got your customer’s back. If their order doesn’t arrive, they don’t pay. We take the cost.

Globally compliant

All products are adapted to fit local preferences and legislation.

Dedicated support

24/7 business support with our award-winning service team.

Automatic updates

You’ll always have the latest and greatest version of all Klarna products.

Details.

Let’s get down to the nitty-gritty. All you need to know about Klarna Financing is right here.

Service

Market availability
US, UK, DE, NL, SE, NO, FI, DK
Show/hide function
Included
Payment period starts
When order is shipped
Number of payments
One payment
Payment term
30 days
Consumer APR
0%. No interest.
Consumer fees
No fees.
Payments made
Manually paid online or in app
Klarna buyers protection
Included
Klarna sellers protection
Included

Integration

Direct integration via
Javascript and RestAPI
Auto updates
Included
Dev resources

Partnership

Max payment delay
3 business days after order is shipped
Standard term of agreement
36 months
Cost / Pricing model
Up to 0.30 USD + 5.99% per transaction.
See legal terms

What else?

We have more solutions and payment methods that might interest you.

Installments

Offer interest-free installments.

Allow your customers a modern alternative to credit by letting them pay later with 4 interest-free installments.

Financing

Offer up to 36 months to pay.

Give your customers the flexible option to buy now and spread the cost with monthly payments.

Ready, steady, smoooth.