Payment experiences shoppers love

Payment experiences shoppers love.

Your customers love you. Show them some love in return by offering the freedom to pay how they please. (You’ll boost sales at the same time—it’s a win-win.)

increase in average order value

increase in conversion

Buy Now, Pay Later is big business. And big businesses choose Klarna.

The world’s best way to sell.

Our solutions are built to create a smoooth (yes, with an extra o) shopping experience from beginning to end. And we offer more ways to pay than any other provider, meaning more conversions and bigger basket values for you.


More than 47M total clicks driven from Klarna to our retail partners.


Over 4M monthly active users on the Klarna app ready to discover your store.


Klarna retail partners see an average increase of 30% in conversion rates.

How Klarna works.

Our audience, your customers

Our audience. Your customers.

Enjoy a steady flow of new customers through our app, shop directory, and marketing channels.

Sell anywhere, immediately

Works wherever you are.

Omnichannel is smart. So are you. Sell anywhere—in store, on your website, or in your app—with Klarna.

Offer flexibility and security

Payments worth checking out.

Our smoooth checkout solutions make it easy for your customers to shop how they prefer.

More options. More purchases.

Our flexible payment options are built for the modern shopper. Give your customers the ability to buy what they love today. You always get paid in full and upfront; your customers pay at a later date. It doesn't get simpler.

4 interest-free payments.

Give customers the freedom to spread the cost interest-free over time. You get paid immediately and shoppers get a flexible plan.

Offer an extra 30 days to pay.

Let your customers try before they buy by offering an extra 30 days to complete their payment. No fees.

Offer up to 36 months to pay.

Give your customers the flexible option to buy now and spread the cost with monthly payments.

We share our 20M shoppers with you.

Klarna’s app is a one-stop-inspiration-shop for 20M US consumers and counting. Let us introduce you to them by featuring your store in the app.

Global reach with a local touch.

We’ve built over 100 partner success teams across the world to support you. You'll have a local, dedicated account team of marketing, analytics, and product experts who are committed to growing your business.

Find your local office

Your partner next door.

With partner success teams right in your home market, we’ll collaborate closely—operating in the same time zone, and often even the same meeting room. We act as an extension of your team through daily collaboration and shared goals.

Make Klarna your business partner

Built to help you grow.

Our team provides insights to help you improve your business end-to-end, marketing that makes you stand out, product experts dedicated to solving problems, and analysts who work to find new growth opportunities.

Products that span the globe

Products that span the globe.

Klarna operates in over 20 markets, so we can support your global enterprise across the world. Our global reach means you can delight customers with locally adapted solutions, anywhere.

Klarna is more than just payments. It's a way to offer your customers flexible solutions that fit their lifestyle, so they can shop what they love.

Sell anywhere with Klarna.

Our out-of-the-box services have been pre-integrated into all leading e-commerce platforms, so you can sell with Klarna everywhere you meet your customers: online, in your native app, at your physical store, over the phone, and even at events.

Express button

On your website.

Give your customers a checkout they'll want to check out with flexible payment options.

Read more about Express button

Sell In-Store

In a physical store.

Same smoooth shopping experience, now face-to-face.

Read more about In-store

Integrate in your app

In your app.

Make it easy for your customers to shop in your app, often with a single tap.

Read more about In-app

Effortless integration.

Getting up and running with Klarna is always hassle-free. We’re staffed and skilled to quickly integrate with your store and payment partners. And if you need a custom solution, we’re happy to build that too. Like everything we do, Klarna integration is designed to be smoooth.

See all our partners

Why settle for anything but the best? Join the biggest payments provider in the US.