Cashback
Earn up to 10% cashback
Earn cashback¹ when you shop at hundreds of stores in the Klarna app. Redeem it for money added to your Klarna balance, or convert it to airline and hotel points with a membership.²
Download the app:
Shopping just got smarter
Earn cashback however you choose to pay—in 4, up to 30 days, over time or in full. Your cashback adds up when you shop at participating stores in the Klarna app.
Download the app:
Earn cashback at hundreds of stores
Save even more when you shop at stores you love.
How to earn cashback with Klarna
Shop in the app to earn cashback
Browse stores in the Klarna app. Accept cookies if prompted, and once the order is confirmed, your cashback will appear.
Sign up for a Klarna balance to redeem
Open a free Klarna balance in the app to collect your cashback.
Use it toward your next purchase
Redeem cashback for money added to your Klarna balance, or convert it to airline and hotel points with a membership.
Shoppers love Klarna
114 + million people love to shop and pay with Klarna anywhere.
"Love the convenience and auto payments to repay back quickly."
Rosa - 10th of June 2025
"Super convenient and easy!! Haven’t had any issues getting approved, set-up or making payments. Would recommend"
JC - 6th of June 2025
"I love the convenience and ease of Klarna, never any hassles along with being able to pay sooner if I need to as well!"
Traci - 23rd of June 2025
“Klarna is a awesome app. Very convenient and easy to use. Their payment plans are excellent and help make the purchases you want without the pressure of paying in full or added interest.“
Katy - 13th of February 2025
" Klarna is my favorite go to pay in installments app. They have a variety of stores that we all love shopping on . As well as paying in store is super easy. They never disappoint, Klarna is my 1st recommendation. "
KadijahLove - 8th of February 2024
Customer reviews reflect their personal experience and opinion. Showing our 5-star reviews.
Frequently asked questions
Questions on how to use cashback? Find your answers below. For any further help or troubleshooting, please contact customer support.
Cashback is earned as points when you shop with Klarna. You can earn cashback on eligible purchases made in the Klarna app, and with a membership, you can also earn cashback on all debit purchases with the Klarna Card or when you Pay in Full with your Klarna balance.
All your cashback adds up in one place. You can convert it to money in your Klarna balance, or choose to redeem it for airline and hotel points with a membership.
All consumers eligible for the Klarna balance can receive cashback from participating stores. Please note that while you can start earning cashback before activating your Klarna balance, your Klarna balance needs to be active in order to receive your earned cashback.
When you shop at participating stores in the Klarna app, you earn a percentage of your purchase back as cashback. Your cashback will accumulate automatically and you decide when to redeem it.
Yes. You can earn cashback on eligible purchases made through the Klarna app, no matter how you choose to pay. However, we recommend paying with Klarna, as it allows us to better support you if there are any issues with your cashback.
No. You can earn cashback whether you pay in full, in 4, up to 30 days, or over time.
It depends on the store. For most, it takes between 35 to 95 days for your purchase to be confirmed and cashback to become available to redeem.
There is no cashbaThere’s no earning limit to how much cashback you can earn.
ck earning limit.
Cashback never expires with a membership.
Without a membership, cashback remains active as long as you earn or redeem at least once every 90 days. If your account is inactive for 90 days, your cashback may expire. If you already have a Klarna balance, we’ll automatically move your cashback there before it expires.
You can convert cashback to money in your Klarna balance. With a membership, you also have the option to redeem cashback for airline and hotel points.
Yes, you can shop Klarna deals when paying with Klarna and earn cashback simultaneously, enjoying both savings and cashback benefits.
Yes, you can earn cashback and points with your loyalty cards. Cashback operates independently from existing loyalty programs. Adding your regular loyalty card at checkout allows you to earn both regular loyalty points and Klarna cashback.
Ready to earn cashback?
Earn up to 10% cashback at hundreds of stores when you shop in the Klarna app.
Download the app:
¹ Klarna Cashback Rewards are awarded as points which can be redeemed for a credit to your Klarna balance and other benefits. Earn cashback on Klarna App purchases. Klarna balance account required to receive cashback. Cashback issuance depends on store approval and may be affected by cookie settings, combining offers, product exclusions, or other factors beyond our control. Limitations, terms, and conditions apply.
² Klarna Membership offered in partnership with WebBank for a monthly fee. Cancel any time in the App. Exclusions, conditions, and limitations apply to membership benefits. Klarna Membership Terms apply.