How do I apply for a Klarna Card?

Apply for your Klarna Card directly in the app or by logging in to our website:

1. Log in to the app
2. Select Klarna Card
3. Choose Join waitlist

To be eligible for the Klarna Card you must:

• Be a US resident
• Be at least 18 years old
• Have previously used Klarna and paid on time
• Have a good credit history

Please note:

• A soft credit check will be performed when applying for a Klarna Card, but this will not affect your credit score.
• The Klarna Card is not currently available in Puerto Rico.

Related articles

• Why was I denied a Klarna Card?
• Does Klarna perform a credit check?
• How do I pay for my Klarna Card purchases?