To be eligible to use

• Be a resident of the United States or its territories with a valid U.S. address.

• Be at least 18 with a valid Social Security Number (SSN).

• Have a valid card/bank account.

• Be able to receive verification codes via text.

• How can I get approved to pay with Klarna?

• Why was my purchase not approved with Klarna?

• Does Klarna affect my credit score?