From checkout to check-in with Klarna on Apple Pay
Book your trip with ease, choose to pay later with Klarna, right at checkout on Apple Pay. Terms apply.¹
How to use Klarna on Apple Pay
In-store
- 1.
Open Apple Wallet on your iPhone and tap the Add (+) button.
- 2.
Select Pay Later Options and choose Klarna.
- 3.
Follow the steps to finish the setup.
- 4.
When shopping in-store, double-click the side button of your iPhone and select your Klarna card.
- 5.
Follow the steps to choose a plan that works best for you.
- 6.
Hold your iPhone near the reader to complete your purchase.
Online & in-app
- 1.
Tap the Apple Pay button at checkout.
- 2.
Go to “Other Cards & Pay Later Options” to select Klarna.
- 3.
Choose how you want to pay, and split the cost.
- 4.
Complete your purchase securely with Face ID, Touch ID, or your passcode.
Book your next trip with Klarna on Apple Pay
Split the cost with contactless payments, just tap the Apple Pay button to get started.
Frequently asked questions
Questions about how to use Klarna on Apple Pay? Find your answers below. For any further help or troubleshooting, please contact customer service.
Yes, if shopping in-store and using Klarna with Apple Pay for the first time, you’ll need to add Klarna to your Apple Wallet. Follow the steps below:
- 1.
Open Apple Wallet on your iPhone.
- 2.
Tap the Add (+) button, select Pay Later Options, choose Klarna.
- 3.
Follow the steps to complete the setup.
For future purchases, you’ll still need to be approved by Klarna.
For in-store purchases, you have to add Klarna to your Apple Wallet. Once you have done that, follow the steps below:
- 1.
Double-click the side button of your iPhone and select your Klarna card.
- 2.
Tap the payment option selector and select Pay Later.
- 3.
Follow the steps to choose a plan that works best for you.
- 4.
Hold your iPhone near the reader to complete your purchase.
You can use Klarna’s payment options directly on Apple Pay when shopping online or in app, on iPhone or iPad.
- 1.
When checking out, choose Apple Pay, tap Other Cards & Pay Later Options.
- 2.
Select Klarna then tap Continue to Klarna and follow the verification steps.
- 3.
Choose your preferred payment plan and confirm the purchase.
A card will be added to Apple Wallet. For future purchases, you’ll still need to be approved by Klarna.
Good to know:
You’ll receive your order confirmation by email.
You can view and manage all your purchases in the Klarna app or on klarna.com.
Be sure your device is updated to the latest iOS or iPadOS version.
Wait 24 hours before trying again.
Be sure your Klarna Card is not temporarily frozen or blocked.
Check you entered the card details correctly.
The reason is displayed in a pop-up message at checkout, if you are not approved to pay with Klarna. Be sure to follow the instructions in the pop-up message before attempting to make another purchase.
¹ Use Klarna with a service fee between $1.29–$5.99, issued by WebBank. For example: a $248 purchase with a $62 down payment and a $4.99 service fee results in a 35.68% APR, followed by three additional biweekly payments of $62 (total repayment: $252.99). Subject to credit approval; minimum 25% down payment required. A higher initial payment may be required for some consumers. For monthly financing, rate ranges from 0.00%-35.99% APR based on creditworthiness, term length, and subject to credit approval, resulting in, for example, 3 equal monthly payments of $333.33 at 0.00% APR to $353.52 at 35.99% APR per $1,000 borrowed. Minimum purchase amount and down payment may be required. Estimation of monthly payment excludes potential tax and shipping costs. Please see the payment terms. Loans for California residents granted or administered pursuant to a license under California Financing Law. NMLS # 1353190.
Paying over time on Apple Pay: Loans not offered by Apple. Subject to eligibility requirements and approval. Apple provides technical services for Paying Over Time on Apple Pay. Apple is not providing financial services, and all lending and payment services are provided to you by the relevant card issuer and lending provider. Not available in all markets, and may not be available for all types of purchases, such as subscriptions and recurring transactions. Available in-store on iPhone, and online and in-app on iPhone or iPad. Software requirements apply. Additional terms may apply. For more eligibility and feature details, see https://support.apple.com/120477.
Apple Pay is not available in all markets. View Apple Pay countries and regions
Features are subject to change. Some features, applications, and services may not be available in all regions or all languages and may require specific hardware and software. For more information, see Feature Availability.
Apple Pay is a service provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Any card used in Apple Pay is offered by the card issuer.
² Exclusions apply. Learn more at https://www.klarna.com/us/buyer-protection/.