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Klarna balance
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Getting started with Klarna balance
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Getting started with Klarna balance
What is Klarna balance?
Who can apply for a Klarna balance?
How do I open a Klarna balance?
I can't open a Klarna balance, what can I do?
Can I open a Klarna balance if I don't reside in the country?
Will I receive a Klarna Card when I sign up for a Klarna balance?
Does signing up for a Klarna balance affect my credit score?
Are deposits in my Klarna balance protected?
Add money
Where and how can I set up automatic reloads?
How do I link a bank account to my Klarna balance?
Using your money
Can I use Klarna balance for subscriptions or bills?
Can I split a payment between my Klarna balance and another method?
How do I withdraw funds from my Klarna balance?
Sending & receiving money
How does Klarna's Send Money work?
Who can I send money to?
How do I send money to someone in my contact list?
How do I send money to someone not in my contacts?
Can I send money to someone who doesn't have a Klarna balance?
How do I send or receive money with a QR code?
How do I search for someone to send money to?
How does phonebook sync work?
How can I block a contact?
How can I unblock someone?
How can I control what others see about me?
Can I cancel or undo a transfer?
Why did my Klarna balance transfer fail?
Why did my transfer fail?
Can I send money in different currencies?
What happens when I request money from someone?
Who can I request money from?
Cashback
What is cashback?
How do I earn cashback?
Who can earn cashback?
Where can I see my cashback?
How can I redeem cashback?
Why haven't I earned or received my cashback yet?
Can I use Klarna deals and earn cashback?
Is all cashback instant?
Does cashback expire?
Is there a limit on how much cashback I can earn?
Is cashback tied to instalment payments?
What happens if I return an order that earned cashback?
Savings
How does my Savings account work?
How can I earn a higher APY on my Savings account?
Are the funds in my Savings account insured?
Is there a fee for using my Savings account?
How is interest calculated and paid out on my Savings account?
How will I be notified if the interest rate changes on my Savings account?
Can I add or withdraw funds from my Savings account at any time?
How can I add funds to my Savings account?
How can I withdraw funds from my Savings account?
How many Savings accounts can I open?
Where can I view my Savings account statements?
How do I set savings goals?
How do I close my Savings account?
Do I need to empty my Savings account before closing it?
How can I dispute an outgoing debit from my Savings account?
Documents & statements
Where do I find statements and documents?
Account management
How can I close my Klarna balance?
Legal topics
What to do if a Klarna balance customer passes away?
What to do to assign a guardian to a Klarna balance customer?
How can I authorize someone to manage my Klarna balance on my behalf?
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Accessibility
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Contact
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Monthly financing through Klarna and One-time card bi-weekly payments with a service fee to shop anywhere in the Klarna App issued by WebBank. Other CA resident loans at select merchants made or arranged pursuant to a California Financing Law license. Copyright © 2005-2026 Klarna Inc. NMLS #1353190, 800 N. High Street Columbus, OH 43215. VT Consumers: For WebBank Loan Products (One-Time Cards, Financing, Klarna Card): THIS IS A LOAN SOLICITATION ONLY. KLARNA INC. IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS.
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