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How do I apply for a Klarna Credit Card?

How do I apply for a Klarna Credit Card?

Apply for your Klarna Credit Card directly in the app or by logging in to our website:

  1. 1.
    Go to Wallet and tap Klarna Credit Card
  2. 2.
    Choose Sign up for free

To be eligible for the Klarna Credit Card you must:

  • Be a resident of the United States or its territories with a valid U.S. address
  • Be at least 18 with a valid Social Security Number (SSN)
  • Have previously used Klarna and paid on time
  • Have a good credit history

Good to know:

  • A soft credit check will be performed when applying for a Klarna Credit Card.
  • Klarna Credit Card is not available in Puerto Rico and other U.S. territories. It is offered in Washington D.C. and all 49 states other than Wisconsin, where signup is closed.

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Monthly financing through Klarna and One-time card bi-weekly payments with a service fee to shop anywhere in the Klarna App issued by WebBank. Other CA resident loans at select merchants made or arranged pursuant to a California Financing Law license. Copyright © 2005-2026 Klarna Inc. NMLS #1353190, 800 N. High Street Columbus, OH 43215. VT Consumers: For WebBank Loan Products (One-Time Cards, Financing, Klarna Card): THIS IS A LOAN SOLICITATION ONLY. KLARNA INC. IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS.

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