If you’re a Klarna member, your cashback never expires. If you’re not a member, cashback remains active as long as you earn or redeem at least once every 90 days. If your account is inactive for 90 days, your cashback may expire.
If you already have a Klarna balance, we’ll automatically move your cashback there before it expires.
Which types of activity keep my cashback active?
Earning new cashback or redeeming any amount resets the 90-day timer for your entire balance. Returns, refunds, or cancellations do not count as activity.
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Monthly financing through Klarna and One-time card bi-weekly payments with a service fee to shop anywhere in the Klarna App issued by WebBank. Other CA resident loans at select merchants made or arranged pursuant to a California Financing Law license. Copyright © 2005-2026 Klarna Inc. NMLS #1353190, 800 N. High Street Columbus, OH 43215. VT Consumers: For WebBank Loan Products (One-Time Cards, Financing, Klarna Card): THIS IS A LOAN SOLICITATION ONLY. KLARNA INC. IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS.