Choose Klarna with Google Pay
Shop using the Google Pay button on your device or with autofill on Chrome desktop—now live at hundreds of online stores.¹
Subject to eligibility.
Flexible payments at more places online
Shop your favorite stores online, in app, or with autofill on Chrome desktop using Klarna with Google Pay.
The benefits of Klarna with Google Pay
Flexible
Choose how you pay with Klarna. Shop online using Google Pay and autofill Chrome.
Secure
Klarna with Google Pay keeps your info safe and your checkout seamless.
Transparent
Track purchases and payments all in the Klarna app.
How to use Klarna with Google Pay
How to pay with autofill on Chrome
Find Klarna in the autofill dropdown for orders $35+, choose your terms, and let Chrome autofill your plan so you can pay right away.
How to pay with the Google Pay button
Look for the Google Pay button and select Klarna as your payment method for orders $35+, then set up your plan and finish checking out.
Frequently asked questions
Questions about how to use Klarna with Google Pay? Find your answers below. For any further help or troubleshooting, please contact customer service.
Users can enjoy Klarna’s flexible buy now, pay later options—like Pay in 4 or Pay over time—using the Google Pay button or with autofill on Chrome desktop, making checkout faster and more convenient.
Klarna is currently available using autofill on Chrome Desktop, as well as Android apps and online where the Google Pay button is available at checkout, but not for in-store Google Pay transactions.
A growing number of consumers now want pay later options at checkout. However, Klarna is not always available at the desired merchant checkout. Therefore, Google is connecting consumers with Klarna at checkout so they can choose which method of payment best suits their budget.
No. Google does not offer Pay in 4, rather, Google is offering buy now, pay later providers like Klarna at checkout, giving the consumer more payment options to choose from. In this instance, Klarna will be providing the loan.
Users may see this option when checking out on websites or Android apps in the US with the Google Pay button or when using autofill on Chrome Desktop or on Android.
Note: The purchase needs to be in USD and meet the minimum price threshold set by buy now, pay later providers.
Get more with the Klarna Card
With the Klarna Card, you can also choose how to pay for your online and in app purchases, right at checkout on Google Pay. You can choose debit to pay in real-time from your balance, or plan a purchase if you want to pay later.²
¹ Google Pay is a trademark of Google LLC.
Use Klarna with a service fee between $1.29–$5.99, issued by WebBank. For example: a $248 purchase with a $62 down payment and a $4.99 service fee results in a 35.68% APR, followed by three additional biweekly payments of $62 (total repayment: $252.99). Subject to credit approval; minimum 25% down payment required. A higher initial payment may be required for some consumers.
For monthly financing, rate ranges from 0.00%-35.99% APR based on creditworthiness, term length, and subject to credit approval, resulting in, for example, 3 equal monthly payments of $333.33 at 0.00% APR to $353.52 at 35.99% APR per $1,000 borrowed. Minimum purchase amount and down payment may be required. Estimation of monthly payment excludes potential tax and shipping costs.
² Deposits in your balance account are held at WebBank, Member FDIC. Klarna is not an FDIC-insured bank and deposit insurance only covers the failure of WebBank. Your deposits in the balance account are eligible for pass-through deposit insurance coverage if certain conditions are satisfied. Funds may be made available to you before WebBank receives them (“early availability funds”); such early availability funds may not be FDIC insured until received by WebBank. Loans that you obtain using the Klarna Debit Flex Card are not insured by the FDIC and are not deposits.