Pay in full
Pay in full.
Fast and secure.
Pay in full right away from your credit card, debit card, or directly from your bank account. See where you can pay in full today.
Pay for what you love in an instant
Why do shoppers choose to Pay in full?
All your details prefilled for use. Klarna makes sure your personal info is safe and secure.
Get extra peace of mind with Klarna's buyer protection.¹
No credit check, no fees.
Pay for everyday purchases from gas to groceries instantly, with the ease and convenience you expect from Klarna.
How Pay in full works
Choose Klarna at checkout
Click on the pink badge and pay with Klarna at your favorite stores.
Choose your payment option
Choose Pay in full from the payment options offered by Klarna.
Pay in full today
Complete your purchase and use the Klarna app to manage delivery tracking and more.
Pay your way at your favorite brands
Look for Klarna at checkout, offered at thousands of brands.
Discover more ways to pay
Pay in 4
Split your purchase into 4 interest-free payments, paid automatically every 2 weeks. Pay just 25% upfront. ²
Pay in 30 days
Shop now and get the flexibility to pay up to 30 days later, with no late fees or interest when you pay on time. Pay only for what you keep. ²
Pay over time
Need more time to pay? Simply spread the cost over smaller monthly payments. 3-36 month options are available.³
Frequently asked questions
Questions on how to use Pay in full? Find your answers below. For any further help or trouble-shooting, please contact customer support.
To use this payment option, you must be at least 18 years old, a resident of the US and have a valid debit or credit card. A valid card means a card in your name and not expired. The card must also have sufficient funds to cover the purchase amount.
Klarna accepts most credit and debit cards. We will inform you at checkout if your card has not been accepted.
Klarna offers buyer protection to help you if you have a problem with a purchase. For more information visit the Buyer Protection Policy
.Never miss a payment with the Klarna app
Manage your payments and get due date reminders on the go.
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¹ Exclusions apply.
.² See payment
. A higher initial payment may be required for some consumers. CA resident loans made or arranged pursuant to a California Financing Law license. NMLS #1353190.³ A $1,000 purchase might cost $173.53 per month over 6 months at 13.99% APR. Rate ranges from 0.00%-35.99% APR based on creditworthiness, term length, and subject to credit approval, resulting in, for example, 3 equal monthly payments of $333.33 at 0.00% APR to $353.52 at 35.99% APR per $1,000 borrowed. Minimum purchase amount and down payment may be required. Estimation of monthly payment excludes potential tax and shipping costs. Monthly financing through Klarna issued by WebBank.