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Meet our payment methods.

Klarna works where you do.

Use Klarna wherever your customers shop. By giving them the freedom to pay on their terms, they’ll buy more and do it more often.

Klarna is used by the world’s leading brands to boost sales and enhance the customer shopping experience, in store, online, and beyond.

We’re everywhere your customers shop.

Whether in store, online, or in-app, Klarna sales channels give your customers the ability to shop what they love today and pay later, while you get paid up front.

In-app checkout

A checkout solution designed for your mobile app.

Make it easy for customers to shop in your app with access to our flexible payment methods.

Express button

A quick-pay button that adds convenience to the shopping journey.

Boost conversion and give your customers the speedy VIP treatment they deserve.

Proven results for your business.

Klarna is equipped with the best payment solutions to suit your business—no matter how big or small.


average increase in average order value seen by Klarna's retail partners.


of shoppers who use Klarna say it’s a better experience than other online checkouts.


uplift in iOS conversion for Klarna's retailer partners.

More options. More purchases.

Give your customers the ability to buy what they love today and pay over time, while you get paid in full and upfront. It doesn't get simpler.

4 interest-free payments.

Give shoppers the freedom to spread the cost interest-free over time. Retailers get paid immediately and shoppers get a flexible plan.

Offer an extra 30 days to pay.

Let your customers try before they buy by offering an extra 30 days to complete their payment. No fees.

Offer up to 36 months to pay.

Give your customers the flexible option to buy now and spread the cost with monthly payments.

Working with everyone you know.

Add the power to pay later to your store with a quick and simple integration. Select the payment methods that best suit your business or integrate through payment service providers. Need a custom solution? We can do that, too.

Klarna shoppers have a 36% higher purchase frequency.

Get more shoppers who shop more often.

Monthly financing through Klarna is issued by WebBank, member FDIC. Copyright © 2005-2023 Klarna Inc. NMLS #1353190, 629 N. High Street, Third Floor, Columbus, OH 43215. Other CA resident loans made or arranged pursuant to a California Financing Law license.