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Klarna works where you do.
Use Klarna wherever your customers shop. By giving them the freedom to pay on their terms, they’ll buy more and do it more often.
Klarna is used by the world’s leading brands to boost sales and enhance the customer shopping experience, in store, online, and beyond.
We’re everywhere your customers shop.
Whether in store, online, or in-app, Klarna sales channels give your customers the ability to shop what they love today and pay later, while you get paid up front.
In-store
A better way to pay in store.
Klarna's contactless in-store payment solution lets customers use flexible payment options, while you get paid upfront. It’s a win-win.
Digital Receipts
Keep shoppers engaged after the purchase.
We turn your receipts into a powerful and dynamic marketing channel that keeps shoppers coming back.
In-app checkout
A checkout solution designed for your mobile app.
Make it easy for customers to shop in your app with access to our flexible payment methods.
Express button
A quick-pay button that adds convenience to the shopping journey.
Boost conversion and give your customers the speedy VIP treatment they deserve.
On-site messaging
No cart left behind.
By showing shoppers that Klarna is available early in the shopping journey, retailers are less likely to see carts abandoned at checkout.
Proven results for your business.
Klarna is equipped with the best payment solutions to suit your business—no matter how big or small.
41%
average increase in average order value seen by Klarna's retail partners.
85%
of shoppers who use Klarna say it’s a better experience than other online checkouts.
11%
uplift in iOS conversion for Klarna's retailer partners.
More options. More purchases.
Give your customers the ability to buy what they love today and pay over time, while you get paid in full and upfront. It doesn't get simpler.
4 interest-free payments.
Give shoppers the freedom to spread the cost interest-free over time. Retailers get paid immediately and shoppers get a flexible plan.
Offer an extra 30 days to pay.
Let your customers try before they buy by offering an extra 30 days to complete their payment. No fees.
Offer up to 36 months to pay.
Give your customers the flexible option to buy now and spread the cost with monthly payments.
Working with everyone you know.
Add the power to pay later to your store with a quick and simple integration. Select the payment methods that best suit your business or integrate through payment service providers. Need a custom solution? We can do that, too.
Klarna shoppers have a 36% higher purchase frequency.
Get more shoppers who shop more often.
Choose your language and region
Klarna is available around the world with a variable offering, choose one that suits you best.
Monthly financing through Klarna and One-time card bi-weekly payments with a service fee to shop anywhere in the Klarna App issued by WebBank. Other CA resident loans at select merchants made or arranged pursuant to a California Financing Law license. Copyright © 2005-2023 Klarna Inc. NMLS #1353190, 800 N. High Street Columbus, OH 43215. VT Consumers: For WebBank Loan Products (One-Time Cards in the Klarna App, Financing, Klarna Card): THIS IS A LOAN SOLICITATION ONLY. KLARNA INC. IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS.