I have a payment due, which payment methods are accepted by Klarna?

Payment methods accepted by Klarna:

  • Debit cards, such as Visa, Discover, Maestro, Mastercard.

  • ACH (Automated Clearing House) payments from a connected bank account.

  • Direct Debit (available for Pay over time products).

Debit cards must be issued in the United States, and the cardholder's name needs to match the name on the Klarna purchase.

Good to know: You cannot use credit to pay off purchases made using Klarna's credit products.

The following payment providers do not work with Klarna:

  • Credit cards, such as American Express (AMEX), Chase Credit Cards, Capital One credit cards.

  • Prepaid cards.

  • Checks.

  • Online banking apps, such as Metabank and CashApp.

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Monthly financing through Klarna and One-time card bi-weekly payments with a service fee to shop anywhere in the Klarna App issued by WebBank. Other CA resident loans at select merchants made or arranged pursuant to a California Financing Law license. Copyright © 2005-2026 Klarna Inc. NMLS #1353190, 800 N. High Street Columbus, OH 43215. VT Consumers: For WebBank Loan Products (One-Time Cards, Financing, Klarna Card): THIS IS A LOAN SOLICITATION ONLY. KLARNA INC. IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS.