Klarna app
Shop smarter with the Klarna app
Pay the flexible way, earn cashback, and shop all your favorite brands—all in the Klarna app.¹
Download the app:
Flexible payments
Pay with Klarna anywhere
Enjoy flexible payment options at any store in the Klarna app. Just tap the pink badge at checkout, and we’ll guide you through the rest.²
Cashback
Earn cashback when you shop
Get up to 10% cashback when you shop in the app. That's real money added to your Klarna balance, ready for your next purchase in the app.³
Stay on top of your finances
With the Klarna app, not only will you be able to shop and pay the flexible way, but you can manage your payments. This means you can stay on top of your spending and grow your Klarna balance when earning cashback.
Manage payments
Track your spending
View all your finances in one place. Set budgets, stay on track with reminders, and enjoy a range of other smart features.
Klarna balance
Grow your Klarna balance
Earn cashback from participating stores in the app and spend your balance on a future purchase in the app.
Loyalty cards
Your loyalty cards, all in one place
Forget the plastic. There’s an easier way to access all of your loyalty cards—right in the Klarna app. Add yours now to never miss a point.
In-store
Shop in-store with the Klarna app
Enjoy the flexibility and smoothness of Klarna payments in-store.⁴
Find all physical stores that accept Klarna.
Quick and easy in-store payments via a one-time card or QR code.
Choose how to pay and manage your payments.
What else can you do in the app?
Klarna Card
Pay with Klarna everywhere
Sign up for the Klarna Card and pay the flexible way, anywhere Visa is accepted—online and in-store.⁵
Price comparison
Search for items, find great deals
Compare product prices across stores in the app, and avoid overpaying. Receive alerts and never miss a deal.
Delivery tracking
Everything about your order, in one place
Never miss an update on your orders. Track your deliveries and returns directly from the Klarna app.
Klarna Credit Card
The smarter credit card
Pick how you pay with the Klarna Credit Card—anywhere Visa is accepted. Sign up for free in the app.⁶
Gift cards
Shop and pay your way on gift cards
Shop gift cards from top brands and enjoy flexible payments in the Klarna app.⁷
Membership plans
Upgrade your shopping experience
Earn cashback, skip service fees, and get exclusive perks with membership plans.⁸
Shoppers love Klarna
Join 114+ million people who love to shop and pay with Klarna—rated 4.8 out of 5 on the App Store, with over 1.5M reviews.
Available on the App Store
Available on Google Play
Frequently asked questions
Questions on the Klarna app? Find your answers below. For any further help or troubleshooting, please contact customer support.
Enjoy all of Klarna’s flexible payment options in the app. Choose to
, , or .⁹Enhance your shopping experience with the Klarna app. Earn up to 10% cashback on purchases made through the app, and find exclusive deals only available to Klarna users.
Yes, the Klarna app is completely free to download and use.
Easily track all your orders and payments in the “Purchases” section in the Klarna app. You can handle payment schedules, view upcoming payments, get reminders, and link your email to receive tracking updates.
Shop at hundreds of stores offering
, exclusively in the app. The cashback earned will be deposited into your Klarna balance account, ready to be used at your next purchase in the Klarna app.Simply navigate to the “Loyalty Cards” section in the app.
Choose from a selection of popular cards and add your own.
At checkout, simply find your card in the Klarna app to collect points at your favorite stores.
Walkthrough the Klarna app
Take Klarna wherever you go
Discover all of the above and more—only in the Klarna app.
Download the app:
¹ Earn cashback on Klarna App purchases. Klarna balance account required and funds can only be used within Klarna. Cashback issuance depends on store approval and may be affected by cookie settings, combining offers, product exclusions, or other factors beyond our control. Klarna may get a commission. Limitations, terms and conditions apply.
² One time card bi weekly payments with a service fee issued by WebBank.
³ Terms and conditions apply to gift certificates/gift cards like Klarna balance.
⁴ One time card bi weekly payments with a service fee to shop anywhere issued by WebBank. Other CA resident loans at select merchants made or arranged pursuant to a California Financing Law license. NMLS #1353190.
⁵ Deposits in your balance account are held at WebBank, Member FDIC. Klarna is not an FDIC-insured bank and deposit insurance only covers the failure of WebBank. Your deposits in the balance account are eligible for pass-through deposit insurance coverage if certain conditions are satisfied. Funds may be made available to you before WebBank receives them (“early availability funds”); such early availability funds may not be FDIC insured until received by WebBank. Loans that you obtain using the Klarna Debit Flex Card not insured by the FDIC and are not deposits. Account disclosures.
⁶ The Klarna Credit Card is issued by WebBank pursuant to a license from Visa U.S.A. A 28.99% APR applies to all moved or split transactions, except for Pay in 4, which is interest-free. Klarna Credit Card users can convert purchases to Pay in 4 within 12 hours of the transaction. The first payment is due immediately, with the remaining payments every two weeks over six weeks—interest-free. Pay in 4 is issued by Klarna Inc. CA resident loans are made or arranged pursuant to a California Financing Law License. NMLS #1353190.
⁷ Subject to availability. See gift cards for details, terms, conditions and (if applicable) fees. All trademarks are property of their respective owners. Products subject to availability. Gift card brands featured may not be partners or affiliated with Klarna.
⁸ Klarna Membership Plans offered in partnership with WebBank for a monthly fee. Cancel any time in the App. Exclusions, conditions, and limitations apply to membership benefits. Klarna Membership Plan Terms apply. Monthly value amount reflects your Plan's total available benefits, such as all waived fees, cashback, and discounts. Actual results will vary based on benefit usage.
⁹ Monthly financing through Klarna issued by WebBank. Other CA resident loans made or arranged pursuant to a California Financing Law license. NMLS #1353190.