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Browse the Klarna Shop Directory for the leading U.S. retailers offering smoooth payments at checkout. Click on the brands you love so you can Shop now, Pay later.

All shops

You shop. You choose how to pay.

4 interest-free installments

Pay in 4 equal installments, interest-free. Payments are automatically collected every two weeks from the debit or credit card of your choice.

Pay later in
30 days

Try before you buy. Get up to 30 days to pay later for your purchase, interest-free. See and feel the goods before ever making a payment.

Flexible monthly

Spread your total purchase into easy monthly payments through flexible financing. A simple, four-step application will give you an instant approval decision.