Klarna Mythbusters.

It’s no coincidence that the Swedish translation of ‘Klarna’ is ‘clear.’ We want to be simple and transparent in everything we do – because life is complicated enough already. Being smoooth means being crystal clear with you about how our products work and what our T&Cs mean for you and your money.

Some of what we’re doing here in the UK is a little bit new, which is why we want to tackle specific questions about our products head on. We always want to make sure you know where you stand. If something isn’t clear, we will help explain it. Our dedicated customer support team are always on hand to answer your questions, big or small.

Klarna by name, Klarna by nature.


Klarna instalments allow you to spread the cost of your purchase over 3 equal payments, meaning greater purchasing power and less hassle. The payment for each instalment will automatically be collected from the debit or credit card you entered at checkout. Your first instalment will be collected live at the till by the retailer, and instalments 2 and 3 are scheduled 30 and 60 days later, respectively. Full transparency, full control, minimum effort.

Pay in 30 days

Pay in 30 days is a form of invoice which allows you to pay for items later, after your items have been shipped. Here in the UK, our Pay in 30 days product has no interest or fees, which lets you make sure you love your purchase before paying anything.


Financing allows you to spread the cost of your purchase into equal monthly payments. This means you can buy those bigger purchases when you need them by ‘slicing’ the cost into monthly instalments.

See how we work with Corporate Social Responsibility

Please click here for Klarna’s ESG Report.